THE FINANCIAL MIRROR YOU DIDN'T KNOW YOU NEEDED.
Heaven or Hell started with a simple question: what if someone — or something — could look at your spending and tell you, honestly, how it's going?
Why We Built This
We've all been there. End of the month, you open your bank app, scroll past the transactions a little too fast, and close it. The number is fine. Probably fine. You don't need to look too closely.
The problem isn't the spending — it's the blur. Without a clear picture, it's easy to keep going in the same direction without realising where you're headed.
So we built a mirror. One that doesn't blink, doesn't soften the blow, and doesn't need an appointment or a subscription. Upload your statement, get your verdict in 60 seconds, and finally see what's actually going on.
We made the roasts funny because shame spirals don't help anyone. But beneath the humour, the numbers are real — and sometimes that's enough to change things.
How It Works
Two ways in. One verdict out.
Upload your bank statement
Drop a PDF or CSV export from your bank. We support any bank, any country, any currency. The AI figures out the rest.
Or take the quiz
No file? No problem. Answer 16 honest questions about your spending habits and we'll estimate your tier.
Get your verdict
Claude analyzes your patterns, assigns a score from 0–100, drops you into Heaven or Hell, and delivers a roast with badges and actionable tips.
Share, cringe, improve
Your results live in your browser — no account, no storage. Share the pain with friends or email yourself a link to revisit later.
The Two Fates of Judgment
One score. Two outcomes. No in-between.
50 – 100
You actually have your life together. Rare. We salute you.
0 – 49
The AI is concerned. Your wallet is also concerned. We're all concerned.
What We Stand For
Privacy by default
Your data isn't a product. Your bank statement is processed and discarded — we never see it, store it, or log it.
Honest, not cruel
The roasts are funny, not mean. The goal is clarity, not shame. We want you to laugh, then actually think about it.
Fast, no friction
60 seconds from upload to verdict. No account, no onboarding, no confirmation email. Just the result.
Free, for real
No paywall, no premium tier, no 'basic plan.' The full experience is free because financial insight shouldn't cost extra.
Under the Hood
We believe in being transparent about the tools that power this — especially when one of them is reading your bank statement.
Claude (Anthropic)
AI model that analyzes your statement and generates your score, roast, badges, and tips.
Next.js 14
App framework. App Router, server components, edge-ready API routes.
Tailwind CSS
Utility-first styling. The dark theme, the glows, the cards — all Tailwind.
Resend
Sends the optional results email. One send per request, no retention.
Vercel
Hosting and edge deployment. Zero-config, globally distributed.
No database
Intentionally. Nothing to store means nothing to breach.
Built in Sri Lanka
Heaven or Hell is a side project built by a small team in Sri Lanka. It supports English, Sinhala, and Tamil — because financial clarity should be accessible in the languages people actually think in.
We're not backed by a VC. We're not trying to sell you a premium plan. We built this because it's genuinely useful and a little bit funny, and that felt like enough of a reason.
Ready to Face the Music?
60 seconds. One verdict. No account required. Whatever tier you land in — at least you'll know.
Get My Verdict